Credit Guarantee Scheme for Startups (CGSS)
Government guarantee on loans and venture debt from banks, NBFCs and AIF debt funds to DPIIT startups, so lenders need no collateral.
Who can apply
- DPIIT-recognised startup
- Stable revenue / not in default
What you get
- Collateral-free debt
- Guarantee cover up to ₹20 Cr per borrower
Government guarantee on loans and venture debt from banks, NBFCs and AIF debt funds to DPIIT startups, so lenders need no collateral. Apply through member lending institutions.
Quick answers
What is the last date to apply for Credit Guarantee Scheme for Startups (CGSS)?
There is no fixed deadline; applications are accepted on a rolling basis or in periodic calls.
How much funding does Credit Guarantee Scheme for Startups (CGSS) offer?
Collateral-free loans, guarantee cover up to ₹20 crore.
Does Credit Guarantee Scheme for Startups (CGSS) take equity?
No. It is debt funding that has to be repaid; founders keep ownership.
Who can apply for Credit Guarantee Scheme for Startups (CGSS)?
DPIIT-recognised startup; stable revenue / not in default.
Who runs Credit Guarantee Scheme for Startups (CGSS)?
DPIIT / NCGTC, open to startups across India.
Want a stronger application?
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